Fanny Lambert

He was an orphan blessed with a small competency. His income, to use his own formula, consisted of a hundred a year and an uncle. During the first four months or so of the year he spent the hundred pounds, during the rest of the year he squandered his uncle; that is to say he would have squandered him only for the fact that Mr James Hancock, of the firm of Hancock & Hancock, solicitors, was a person most difficult to "negotiate."